Understanding soft dog crates.

Dog crates have many positive aspects in puppies training such as learning how to use the potty I am sure no one wants a dog or puppy which will soil their carpet in the house. Soft dog crates give an opportunity for the puppy to train and also to be taught the house rules before being allowed to access every part of your house at any given time. Training these puppies while young is very important because it will be a new member of your house soon, so it needs to be taught what is expected of him/her before being allowed to access the house.

There are many best soft crates on softdogcrates.com you just need to choose the right one for your dog. The choice should be based on the size of the dog, this is important because the crate needs to fit perfectly into the crate it should not be oversized or small. Your future plans and also the activity level of the dog needs to be taken into account while buying the dog crates because the crate can last for long.

The comfort of the dog while using the crate is very important the dog needs to be as comfortable as possible the crate should not bring it discomfort. You should choose from a variety of soft dog crates to get the one best suited for the comfort of your dog because the crate might come handy if you are traveling long distance. The crate should be strong enough to support the dog if the owner is traveling with the dog on a faraway journey.

The dog crates should have a perfect circulation of air at all times to avoid the dog getting sick or being a victim of opportunistic diseases. The fabric on the downside of soft dog crates should be removable so that it can be washed and spread outside for aeration purposes and also for maintenance. The crate also needs to be developed with two doors one on the side and another on top of the crate for easy access to the dog at all times.

How to write an entry-level CNA resume

Whichever job you are applying for the employers need to have a copy of your resume. CNA job description for a resume is very important taking into consideration the sensitivity of the healthcare industry. The CNA resume skills should be what is needed in the CNA job description the people vetting the recruits should have an eagle eye so that they can avoid mistakes. Mistakes in this industry can have very major consequences to the whole organization.  Which contains your education history, employment history, and qualification achieved through education or practicals are done in fieldwork.  When you submit it you are providing written evidence about how qualified you are to be employed for the advertised position.
The CNA resume objective is to provide evidence if you are a healthcare professional or not. If you attended. CNA stands for Certified Nursing Assistant if full. The objective of the resume is to show if the person applying for the job opening is a qualified CNA. Healthcare industry is very cautious when employing their employees this is explained by the apparent reason that the industry deals with caring for human health. And when something relates to the life of a human being it becomes complicated since there are no opportunities in learning through trial and error. The CNA resume needs to be truthful and discuss actual academic or qualifications achievement belonging to the person who wrote them down.
The people tasked with the work of going through the resumes should be very keen on identifying non-factual data included in the resume. And if the resume belonging to a CNA is found to have some irregularities they are to be canceled from being considered for the job immediately. Do you want to be checked by a CNA who is not fully confirmed to practice? The answer will be a straight no because it is your life which is at stake here and no one should joke around with such matters. It can cause deaths if not vetted in a proper manner.
CNA resume no experience is a very difficult applicant to vet because there is no option showing how they behave in the field while practicing what they are to be employed to do. The applicant needs to be more in detailed explaining their educational background because this information will be used while vetting them for the job they are applying. Also, their behavior will come handy while trying to figure out if the individual is suitable to handle things in the healthcare industry. CNA resume no experience can be given a short practice work to evaluate them during their interview. This is vital since healthcare industry needs a person with steady hands when blood starts coming out they should be able to handle themselves and do the job which they are employed to do.
When applying for a healthcare related job and you are a CNA make sure you include all your skills on your resume. The CNA resume skills will guide the team leader where to assign you on your first duty in case your resume is accepted and you are given the job. So make sure you include the skills which you are sure about and you have already done them in the past. Including the skills which you are not sure about and being deployed to a facility which require those skills can me you blunder. And as we all understand healthcare is a very sensible area so do not try to impress while writing down your CNA resume skills write down skills you are sure about. Do you want to be a laughing stock at work? Am sure you don't want to be that guy who your colleagues refer to as clueless.
CNA should avoid lying when writing their CNA resumes, they should be honest since this resume can get back and haunt them if they lie. If there are irregularities in the resume the applicant will be canceled immediately. Irregularities might be institutions written down on the resume doesn't resemble any existing institutions. Also if the name of courses they took does not resemble by the one set up by the healthcare regulating bodies. The applicant might also include a non-existing organization in his or her work experience. The CNA recruit should avoid the vice at all cost because if they lie on the skill set to get the job. And they are given the job they might cause deaths with lack of required skill set needed to attend to the sick which might cause the kin of the individual to sue the healthcare organization. Which can end in termination or even possible jail term and the healthcare organization suffering negative publicity.

Garden design program

When coming up with a blueprint for your landscape am sure if you have done other past landscaping project you have heard about garden design program. Garden design programs came in many different styles some serving the same use while others complimenting what other garden design programs cannot cover. If you are faced with complicated landscaping task make sure you do not forget your laptop installed with the correct software at home. Make sure you carry it because you don't know how much the software can help you accomplish your work using the shortest time possible. There are those landscaping jobs with many different gardens which can be technical to handle if you don't have the right equipment. And nowadays everything has been made simple by use of technology landscaping as not been left out of it.

 Commonly used garden designing software.

There is some software commonly used to design gardens, which include the following.
Home Designer Program. This is a powerful tool for designing landscapes and also a garden. It has many packages which suit the needs of individuals who are interested in buying them. It allows the users to achieve the right plan which is very important when it comes to landscaping.
Gardena garden program. It is a web-based application which you don't need to have it installed on your computer. The program keeps people involved in their programs which means that they are not interested in making money using their program. Gardena is only interested in getting more traffic to their website so that they can promote their products and get paid too. So both the users and Gardena are in a win/win situation because no one is on the losing side.
Marshalls garden program. It is a versatile tool which allows the user to be able to view their gardens in the 3D view. It also allows the user to feel the real feeling of walking in their garden during the process. It acts like a 3D video game giving the users a real feeling of the garden plus it is free.

Benefits which garden design program bring to the table.

Garden design program has brought a lot of positive influence on how day-to-day landscaping jobs are done which include the following.
Using garden design program has enabled users to come up with solid design plans. These solid plan makes it simple when rolling out the actual process of doing the garden landscaping since the solid plan will act as a guide in the actual undertaking. It makes it possible for the person doing the landscaping to accurately state how much time will be spent on the project and also how much money will be incurred. The solid plan is the blueprint where it guides the people tasked with the building of the actual designs.
It gives the builder an upper hand of remembering and referring back to the plan when they forgot something or hit a snag in the development task. The availability of the whole plan documented makes it easier in building the same landscape which was designed on the software. Because the people responsible for the building have the blueprint and the visualized design on how the garden should look like. These make it possible to come up with a masterpiece which will make the owner of the garden happy hence it supports customers satisfaction.
Using garden design program will save you time. Both the owner and the developer will be saved the time of trial and error. The developer will come up with the design on the computer the owner will accept or make changes such that when work commences there is no time wasted in asking for clients view on the progress of the design. All the designs will be ready and the client would have given the developer a go-ahead to commence with the work. Also, the developer will save his or her time by not constantly thinking about how to implement some styles since everything is already developed he or she only need to copy the whole process from the blueprint.
It also saves the client on the budget. Since the design is out and the proposed budget is also available the client can easily monitor the work progress and check if it is going on with the plan. It also gives him or her an opportunity to access if they are able to finance the undertaking or not which helps in saving time and money wastage. Also, the client is given a chance to monitor the work even if they don't understand how it is done and in that process in encourages customer involvement.

“Article about full denture implants.”

Full denture implants are suitable for replacing the individual who had all their teeth missing plus they have some roots missing too. These dental implant will replace all their lost teeth and also lost natural roots which can be lost due to accidents or ailments. Full denture implants offer the recipients more advantages compared to other methods used. It allows the recipients to have the natural chewing capacity of natural teeth. The person can be able to chew food and other luxuries which life brings as if they still have their natural teeth. It is also more stable compared to other dental procedures. This is brought about because the surgery installs stable artificial roots to hold all the artificial full denture implants. The stability makes it easy to chew things and also the recipient is comfortable with his new dental look. It also looks great and looks like real teeth which give a boost to the individual if he or she came from a life-threatening accident or disease.
More importantly, the jaw bone is kept healthy by the implant. After the incident where the individual loses their teeth, their jaw bone starts deteriorating because of natural factors which used to keep the jaw bone strong. The full denture implants will be installed in a way that the artificial roots will function like the natural roots and help in restoring the jaw bone and making it healthier again. The artificial root is installed to integrate with the jaw bone like how the natural root integrated with the jaw bone in that process making blood circulation to work properly in that region and other vital body processes. Making the jaw bone more alive and better in doing it main function of supporting the full denture implants the same way it used to support the natural dental formula of the individual before losing them.
Full denture implants are better than other conventional dentures which can cause the jaw bone to recess. When that vital bone recesses the individual can lose his or her chewing capabilities forever. It also affects the beauty of a smile from the individual because the structures supporting the dental formula has been distorted. It is advisable to take action earlier and save your dental structure by getting full denture implants done before the real damage has been done. Because once your jaw bone has recessed there is an only a small percentage that your dental structure will ever be okay again.
The full denture implant is installed by first setting up artificial roots which look like cylinders and screws in the individual jaw. The implant and jaw bond are given two to six months to bond during the time the individual can wear an artificial tooth to cover the implant. The next procedure involves uncovering the implants and installing extensions and allowing the process some weeks to heal. At this phase is where there is a crown which holds to the teeth it is an important phase. Then the connector is installed it depends on the number of implants which was used in the first phase. It is at this phase that enables the implants in the jaw to connect with the artificial teeth. The next step is the final step where the artificial teeth are installed on the artificial denture implant. Then the individual can recover their confident smile and also be able to enjoy their chewing.

Clickfunnels versus Wordpress

Wordpress versus Clickfunnel and Clickfunnel versus Wordpress is a comparison which investors intending to invest in building leads are always asking themselves. The potential investors need to understand exactly what they want to be able to achieve his or her business goals. Both ClickFunnel and WordPress offer the same service but both have additional services which can benefit your organizations if you use them. Clickfunnel is a packed platform with the custom-made template it is also dedicated and build around sales funnels idea. Depending on your business needs both WordPress and Clickfunnel have many advantages. Choosing the one you need depends on your budget, you need to ask yourself. How much do I want to invest? And also how much can these business make per year?

Features of both Clickfunnel.
Allows building of pages with only drag and drop functionality.
Allows sending of products information to the right customers.
Allows users to design pages to get the information they want from their customers.
Allows users to send SMS and emails following up with their customers.
Has an option for creating membership logins for their customers.
Features of both Wordpress.
They have social media sharing capabilities.
 Has a responsive design.
Allow the use of SEO.
They give their clients the opportunity to design a site with many pages.
They have an auto-upgrade option and also a strong support system


why one should choose click funnel and not Wordpress.
Clickfunnel was created by marketers with the main intentions of being used by fellow marketers in boosting their sales. It is a system which was primarily made for improving sales. And the people who designed and made them are marketers who understand how their world revolves. It was made specifically for sales it is not a general purpose system so it is the best suit in improving sales of an organization. Clickfunnel is better than WordPress because it was designed and made by people who have vast experience in the sales industry and they know exactly what marketers need. They also know exactly how the buyers want marketers to present them with information about the goods and ultimately the sale of that product.
There are a great support and enough tutorial showing how to use the system. Since many of the salespeople lack basic coding skills there is enough information on the website on how to get started. And if users are stuck in some functionality their have a strong support which is ready to gladly ready to help the marketer. The system was made for everyone they took consideration of every individual who is interested in using their system.
Easy integration free from any bugs. The system developed their system to be easy to integrate with payment processors. The users only have to input their payment processors accounts and the system will configure the system such that when clients are paying to the Clickfunnel user’s site money is paid to their account hassle-free. Also, autoresponders have been configured the users only have to input the message they want the users to see when they are not online, which has simplified the whole stressing aspect of coding and configuring autoresponder functionality. The marketers who conceived the idea of click funnel and designed it exactly knew the mode of payments the marketers used to receive payments for sales made and they also knew which mode the clients used to pay for the goods. They had a general idea on how the sales industry works hence coming up with the easy to use payment processor capabilities.
Clickfunnel is cloud-based which means their clients do not have a hosting fee to pay. These give them an edge over their competitors Wordpress client’s don't have an extra hassle of paying for their hosting or hosting renewable fees. The cloud-based technology is the latest technology in the market which means Clickfunnel is assured of security which comes with cloud-based systems. Clients always want their money making systems to be secure from attacks which can cause them direct monetary loose or indirect monetary loose such has been put out of business by hackers.
It has an easy interface for building the site. It uses the drag and drops technology which makes it possible for anyone to build websites just like a professional does it. It makes it usable by everyone even high school kids with basic computer skills to build himself or herself a successful Clickfunnel sales system without asking for the help of paying a web-developer. It allows the user to build the entire marketing funnel and also there is an inbuilt membership function which is another plus. The Clickfunnel as a referral program which can be used to reward people who help in bringing new clients into your sales funnel.

The difference between click funnel and Wordpress.
Clickfunnel versus Wordpress or Wordpress versus Clickfunnel is a topic with differences both are aimed at making sales for an investor. Wordpress is more preferred by bloggers who are dedicated to using SEO to get free traffic from google, yahoo and Bing search engine. The bloggers need to come up with articles which can capture traffic from the search engines when the users have keyed in the keyword and searched using the search engine. But there are other plugins which can be added to the world press to make it to a sales guru the plugin is called ProfitBuilder 2.0.
Clickfunnel is for those chaps who prefer quick success which the system gives through it tested and proven system.  The system can be used to create squeeze pages which the main functionality is capturing leads which are fundamental when monetizing your system. Also, Clickfunnel can be used for building email campaigns which can be an instant hit when used correctly. Another option of making more income from Clickfunnel is by funnel sales which can maximize your returns within a short period. Another way to reach success faster using Clickfunnel is by investing some money in advertising you Clickfunnel. This advertising attracts more traffic which can be easily turned to monetary value. As we all know that online sales depend on the traffic attracted huge traffic means fat checks and vice versa for light traffic.
In my honest opinion, I will recommend any individual or organization to take advantage of both Clickfunnel and Wordpress to get the best out of the two systems for their business to thrive. Since combining the two will help in maximizing traffic hence huge returns will be realized. Everyone goes into business with an aim of making money so the maximizing use of the two systems helps in getting the best for the business. The business will be advantaged because both the two systems will compliment each other and bring success to the business in the long and short run.

“Hamilton Aircons”

Heat pump installation in Hamilton, New Zealand is a big business for electricians. It is brought about by the very warm summer period and very cold winters. Heat pumps are the best form of cooling and warming homes, factories and also the place of work. They are the most cost-effective and efficient way of heating and cooling, making the most used method in Hamilton. Heat pump installation has offered many people employed in Hamilton because it is the most used method for heating and cooling homes and other places in Hamilton, New Zealand. The heat pump is the most popular way of heating and cooling in New Zealand giving investors a business opportunity to invest in and also the distributors are in business. The distributors have their installation and support team to get their customers covered with installation services and repairs. Offering support to their clients for free or at a fee if it involved buying parts for doing the repairs is a good business strategy by the dealers.

Heat pumps are the best method of cooling or heating homes, business premises or factories in New Zealand. This is brought about its environmental friendliness where it does not produce waste materials which degrade the environment. The heat pumps were designed to recycle waste products produced during cooling or warming processes making it number one choice for the nation whose citizens value their environment. The heat pump is also cost-effective, which means it is easy to maintain it makes it affordable to a large population. Individuals prefer products which they can maintain and also gives them the satisfaction required. The aspect of cost-effective which means many individuals can have access to one also translate more job opportunity to their youths. There are different types of heat pump for different sizes of rooms. Customers have a wide range to choose from based on the size of a room they want the system installed. Wide range to choose from allows a huge customer base with varied needs to be served and making them satisfied with the service. Also, the aspect where the heat pump can be used for both cooling during summer and heating during winter is another plus for the heat pump.

BORROWER PREFERENCES

ABSTRACT
In this article, I am going to illustrate the latest borrowing preferences in our current world. The way in which financial institutions lend and handle transaction has been changing over a period of a time.  Same can be attributed to the borrowers they have changed in how they used to borrow money and also the reason which were behind them to seek for loans. The borrowers lending patterns have changed over a period of time making lending institutions very technical when giving loans. Also, the loan repayment amount has changed over a period of time depending on borrowers preferences.
The reasons why people used to borrow loans and also the security offered to lenders as a method of recouping the amount loaned in case the borrowers default payment has changed. In the recent years lending organization use more technology to check the creditworthiness of the client than before. They are much software which analyses previous transactions of the client with an aim of evaluating how much money can be lent to the client with a minimal risk of default payment. Also, there are many databases where client’s creditworthiness can be determined based on his or her past borrowing experiences, if they paid they previous loans fully and in stipulated time the creditworthiness score increases making it easier for them to access loans in future. Also, those who had delayed previous loan payment or failed to fully pay their loans have their creditworthiness decrease.
INTRODUCTION
In the introduction part, I am going to revisit our research question which is how do modern borrowers prefer to go through the loan process? There is a very good question different borrowers have different borrower preferences. There are those borrowers who prefer going for loans to invest which can recoup the amount borrowed plus the interest accumulated. Other borrowers prefer using their employment as security and take loans to build their houses or also take a mortgage loan. People work in a different way which can be attributed to different borrower preferences. Another aspect which I can mention here is how do the borrower pay the loan back will influence how much they take in terms of borrowing.

We have even seen governments taking loans from private banks or other nations with an aim of using the loans to build infrastructure which can pay back the loans. The loans given to government are what we term as government bonds which citizens of the nation can also invest in them and make money when the government starts paying. As we can see borrowing can be used to improve livelihood it is not only for the persons or organizations which are having cash flow issues it can be applied to improve quality of life such as borrowing for investment purposes. And there is variation in borrower preferences since all human beings are unique in their own right.
FACTORS INFLUENCING BORROWER PREFERENCES.
There are many aspects which comes to one’s mind before making the final decision about borrowing some money for a given reason. Th reasons can be for personal gains, financial gains or social gain. Whatever the reasons are very calculative and avoid ventures which cannot add monetary value because the amount borrowed will be increasingly taking interest and inflations into account. Some of the factors which influence borrower preferences are as follows:-
Amount of money earn. The borrower will look closely at the amount of money they are earning on a daily, weekly or monthly basis. And they should ask themselves an important question will my earnings be able to accommodate and pay the amounts regularly without failing to avoid fines, impound of security and also without straining his or her day to day activities. The borrower should be able to understand if their earnings cannot finance the loan repayments there will be consequences. Do not take loans of any type with a paycheck which will make you homeless or sleep hungry when the deductions are incurred on it.
Reason for borrowing. The borrower should clearly state why they are borrowing the money if it is a business investment they need to have a business plan ready. So that once the funds are processed they can begin hitting the flour busy trying to make that idea a reality. The business plan should also include financial projections and the profit to be made should be able to support the repayment phase of the loan without breaking a sweat.
The business idea should be self-reliance. If the loan is a car loan, you need to be very sure that the vehicle will help you in your work so that the money can be deducted from your paycheck without giving you problems. However financial advisors advise people against financing their cars using loans and taking into account cars are not a necessity if you are starting your job. It is another liabilities since repairs and fuel bills will start knocking your financial door plus the loan repayments. If the reason for acquiring the loan is for a mortgage that is great because the price of the house and the land build on it will keep accumulating and increasing. 
Another factor affecting borrower preferences is the terms for the loan repayments. The style which the financial institutions want they money to be paid back can influence the person to take the loans or can cause them to stay away. If the borrower is given good terms with the lender that will act as a catalyst of accepting the loan terms and hence taking the loans. Also if the terms are not attractive the borrowers will stay away from the lender's financial institutions.  Attractive loan terms with hidden clauses by the financial institutions has been used sometimes to lure unsuspecting borrowers only for them to discover they were dubbed and in that process losing everything. So if you are interested in taking a loan for any purpose make sure you review the terms document very well.

CRITERIA USED BY FINANCIAL INSTITUTIONS IN AWARDING LOANS.
Financial institutions have a really had a process of determining who is worth giving a loan and who is not giving a loan. I came up with some criteria used by financial institutions to analyze their customers here they are:-
Finacial institutions check your income. They check your monthly and yearly income and analyze the figures depending on the amount of money you want to borrow. They prefer the payment rate to be 43% or less of the total salary per month, which is 43% of your pay is deducted you will remain with 57% which can sustain you provided the loan money was invested or used well.
Financial institutions also check your employment history. They check these part to make sure you have a stable employment history to be able to support the loan repayment. In the instance that you are a business individual, they will check your earning reports and other financial reports available. They will also analyze your transactions history with them to be able to satisfy that you can repay the loan promptly.
They will also go through your loan repayment history before giving you loans. If you have taken any loan from them or other financial institutions they will go through your repayment history. The main aim of this point is to check if the borrower usually pays their loans within the stipulated time. And also they pay the correct amount or in some instances, they paid in lump sums after the right period of time with the correct amount of interests. These step only works for those who have a history of taking loans, there are first-time loan borrowers who start on a clean slate and don't need to go through this barrier.
The financial institutions also check your equated monthly installments payment amount. These will allow the lender to check if they can be able to sustain the loan repayment amount. Also, the lender will satisfy if the borrower is able to pay the amount or not based on his or her monthly payment. It is a very important step and one of the main borrower preferences where borrowers can not borrow an amount of money which they can not be able to pay. Also, financial institutions need no more determinant that these if the borrower monthly income can suggest that they are in a position of paying back the amount. But on the other side if their monthly income is washed and can not support the loan repayment the borrower will understand if he or she is denied the loan amount they wanted citing these reason.
The financial institutions also need to see the collateral offered. A collateral is an asset given by the borrower to the lender in case they fail to pay the loan the lender sells the asset to get their money back. The financial institution needs to see the financial amount which the collateral is and also see if it will have appreciated the price of the years the loan is active or depreciated in value. If the collateral fetches more money than the loan plus the interests after the stipulated time then the financial institution should take the deal. Since a financial institution is doing business just like any other business they are in operation to make profits. 
DISCUSSION
Borrower preferences should be taken into consideration at all times by financial institutions which are interested in prospering and making more money in terms of lending and earning interests. Our modern world has changed and the borrower preferences have not been left behind. Many borrowers prefer taking mobile phone money loans in case they are having a small emergency where the amount borrowed is sent directly to the borrower's phone. Also, there are instances where the borrower will just want to fill loan application forms from their computers at home and send them. The financial institutions do not have a choice but to move with the current trend and invest in a state of the art technology devices. They should also employ qualified people to take care of it.
Borrower preferences have been constantly changing some of the new trends are online banking and cryptocurrencies. Cryptos has shaken the banking industries in the near past and the ripples are still spreading. Many borrowers use these platforms it is up to the financial institutions to also involve themselves in them because there is a huge chunk of the available market. These borrowers prefer the amount borrowed to be deposited into their online banking or cryptocurrencies wallet. The blockchain technology is leading a revolution in how we used to do our banking. Lenders can use its open ledger system to identify potential good borrowers because blockchain uses an open ledger making all transaction happening there to be visible to the whole world.
CONCLUSION
In conclusion, I will urge lending institutions to monitor the ever-shifting borrower preferences and try to fulfill their needs. The shifting in borrower preferences is a problem which financial institutions need to solve the problem to be able to be in business. Since entrepreneurship is always about finding a problem in a society and solving it then the money starts flowing in. So financial institutions should solve the ever-changing borrower preferences to be able to be the best in the business. Emerging of current technology in the banking industry has however changed the business preferences even more.
Financial institutions are this operation to make money just like any other person or organization who undertakes the business operation. So if the borrower intends to take a business loan he or she should start by first investing their savings in the business. This aspect of investing in the business means the borrower is confident of his or her business plan. These assure the financial institutions that the borrower is there to recoup is money and in that process, he/she will be able to pay back the amount loaned plus the interests without problems.
REFERENCES
Andrew, L. (2017). The Top Factors Influencing Business Loan Decisions. Retrieved from https://www.supermoney.com/2017/09/top-factors-influencing-business-loan-decisions/
Mark, L. (1992). Factors Affecting Borrower Choice Between Fixed and Adjustable Rate Mortgages. Retrieved from https://onlinelibrary.wiley.com/doi/pdf/10.1111/j.1745-6606.1992.tb00027.x
Paul, E. (2007). Factors influencing borrowers’ preferences for lenders. Retrieved from https://www.researchgate.net/publication/46545988_Factors_influencing_borrowers'_preferences_for_lenders
Botezat, A & Stoachina, I. (nd). Factors influencing decisions regarding the financial structure of the enterprise. Retrieved from http://steconomiceuoradea.ro/anale/volume/2009/v3-finances-banks-and-accountancy/10.pdf
Kristin, W. (2016).  The factors Banks Consider When You Apply for a Loan. Retrieved from https://twocents.lifehacker.com/the-factors-banks-consider-when-you-apply-for-a-loan-1788724638
Jim, W. (2018). Things for a Bank to Consider Before Lending Money to a Business. Retrieved from https://smallbusiness.chron.com/things-bank-consider-before-lending-money-business-57341.html
Troy, S. (2017). Understanding the Five Cs of Credit? Retrieved from https://www.investopedia.com/ask/answers/040115/what-most-important-c-five-cs-credit.asp
Home loan Expert. (nd). Home loan requirements every borrower needs to know. Retrieved from https://www.homeloanexperts.com.au/home-loan-articles/bank-policy/
Credit Finance. (2018). Commercial Loan Demand: 5 Important Criteria for Banks. Retrieved from https://www.creditfinanceplus.com/articles/commercial-loans-criteria-banks.php
Kevin, R. (2018). Credit Evaluation and Approval. Retrieved from https://www.inc.com/kevin-j-ryan/worlds-coolest-offices-trends-2018.html